Travel Insurance From the UAE
Get practical help finding travel insurance for your next journey. Al Amal helps UAE customers explore single-trip, annual multi-trip, family and business travel insurance options and understand important cover, limits and exclusions before travelling.
Choose cover that matches the trip you are actually taking
A weekend trip, family holiday, business journey and year of frequent travel can all require different insurance considerations.
Al Amal helps you explore suitable travel insurance options based on your destination, travel dates, number of travellers and the type of protection you need.
- Single-trip insurance options
- Annual multi-trip options for frequent travellers
- Individual and family travel cover
- Business travel options where available
- Emergency medical benefits subject to policy terms
- Baggage, cancellation and delay benefits where included
Important benefits to review before you travel
Benefits, limits, excesses, exclusions and eligibility vary between providers and policies.
Emergency Medical Expenses
Eligible emergency medical treatment abroad may be covered within the limits and conditions of the selected policy.
Evacuation & Repatriation
Eligible medical evacuation or repatriation benefits may be provided where medically necessary and covered by the policy.
Baggage Protection
Lost, stolen, damaged or delayed baggage benefits may be available subject to policy limits, evidence and exclusions.
Trip Cancellation
Eligible prepaid travel costs may be covered when a trip is cancelled for a reason specifically insured under the policy.
Trip Curtailment
Some policies may provide benefits when an insured event requires you to shorten an ongoing trip.
Travel Delay
Eligible delays or missed connections may qualify for benefits subject to waiting periods, limits and policy terms.
Emergency Assistance
Some policies include access to emergency assistance services while travelling abroad.
Personal Accident Benefits
Personal-accident benefits may be available according to the selected policy's limits, definitions and exclusions.
Different trips can need different travel insurance
Choose according to how often you travel, who is travelling and where you are going.
Single-Trip Cover
Designed for one specific journey within the travel dates, geographical area and conditions stated on the policy.
Annual Multi-Trip
Suitable options may be available for frequent travellers, subject to maximum duration and other conditions applying to each individual trip.
Family Travel
Family options may allow eligible travellers to be insured together, subject to age, relationship and policy conditions.
Business Travel
Travel insurance options may be available for employees and professionals travelling for eligible business purposes.
Need travel medical insurance for a Schengen visa?
Travel medical insurance is an important requirement for many Schengen visa applicants. Under the applicable Schengen Visa Code, the insurance generally needs to cover emergency medical care, hospital treatment and medical repatriation for the relevant journey.
The required insurance must generally be valid throughout the applicable Schengen territory for the intended stay, with minimum medical cover of EUR 30,000.
- Travel medical insurance options for eligible Schengen trips
- Certificate documentation available where provided by the insurer
- Destination and travel dates should match the application
- Minimum EUR 30,000 medical cover under applicable Schengen rules
Important: Visa rules can vary according to the destination, traveller and visa application. The relevant embassy, consulate or visa authority makes the final decision on whether submitted insurance documentation satisfies its requirements.
Travelling to Europe?
Tell us your destination countries, travel dates, number of travellers and whether the insurance is required for a visa application.
We can then help you explore suitable available travel insurance options for your journey.
Request a Travel QuoteCheck the geographical area before buying
Travel insurance geographical limits differ between policies. Make sure every destination on your itinerary is included.
Europe & Schengen
Explore suitable European travel insurance options, including policies for eligible Schengen visa applications.
GCC & Middle East
Regional travel insurance options may be available for eligible trips across the GCC and wider Middle East.
Asia & Far East
Explore suitable geographical cover for eligible travel across Asian and Far Eastern destinations.
Worldwide Options
Worldwide policies may be available, with geographical definitions and exclusions depending on the selected plan.
What can affect your travel insurance options?
Travel insurance pricing, eligibility and available benefits can depend on several details about your journey and the travellers.
- Destination or geographical region
- Travel dates and trip duration
- Traveller age
- Single-trip or annual multi-trip cover
- Individual or family cover
- Activities planned during the trip
- Medical history where relevant to the policy
- Visa-related insurance requirements where applicable
Planning activities?
Do not assume that every activity is automatically covered. Adventure sports, winter sports, diving, motorsports and other higher-risk activities may require specific cover or may be excluded.
Tell us what you plan to do during your trip so the available options can be considered properly.
Clearer support before you leave the UAE
We help you focus on the cover details that can matter when something unexpected happens away from home.
Visa-Related Guidance
Tell us when insurance is required for a visa application so we can help you explore suitable available options.
Human Support
Speak with our team when you need assistance understanding a quotation or travel insurance option.
Frequent Traveller Options
Annual multi-trip options may provide a practical solution for eligible customers who travel several times during the year.
Claims Guidance
If an insured event occurs, we can help you understand the applicable notification process and documents requested under your policy.
Common questions about travel insurance from the UAE
Need more help? Contact our team or visit our full FAQ page .
Depending on the selected policy, travel insurance may include emergency medical expenses, evacuation or repatriation, eligible trip cancellation or curtailment, baggage-related benefits and certain travel-delay benefits. Limits, conditions and exclusions vary.
Annual multi-trip policies may be available for frequent travellers. Individual trips can still be subject to maximum duration limits, geographical restrictions, age conditions and other policy requirements.
Suitable travel medical insurance options may be available for Schengen visa applications. Under applicable Schengen rules, required travel medical insurance generally needs at least EUR 30,000 of cover and must meet the applicable territorial and duration requirements. The relevant consulate or visa authority determines whether submitted insurance documents satisfy the application requirements.
Not automatically. Pre-existing conditions may be excluded, restricted or handled differently depending on the selected policy. Always review the medical-condition terms and make any declarations required by the provider.
Travel insurance is generally best arranged before departure. Some benefits, particularly cancellation-related benefits, can depend on when the policy is purchased and the reason for cancellation.